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Mortgagee Letter 2012-22: Revisions to FHA’s Loss Mitigation Home Retention Options

HUD’s Mortgagee Letter 2012-22 announces revised requirements for FHA’s Loss Mitigation Home Retention Options in order to reduce the number of claims against FHA’s Mutual Mortgage Insurance Fund.  Via ML 2012-22, policies regarding FHA’s HAMP guidelines in ML 2009-23, the definition of “Special Forbearance” in ML 2002-17, and Loss Mitigation priority order guidelines in ML 2000-05 are amended.

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