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Mortgagee Letter 2012-23: Guidance for FHA-Approved Mortgagees Originating and Servicing Mortgages in Presidentially-Declared Major Disaster Areas

Mortgagee Letter 2012-23 provides guidance on a number of issues, including the handling of foreclosures and loss mitigation options, to FHA-approved mortgagees with loans in any “Presidentially-Declared Major Disaster Areas (“Disaster Areas”). 

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